Children are observant and understand that money is part of our everyday lives. Meanwhile, the way that we use money is continuously changing. Helping children understand and value money from an early age will develop healthy habits around money, in order to manage it well as an adult.

The Money Heroes SEND Educator Guide supports you in developing financial education in your setting, understanding the Young Money Primary Planning Frameworks and guiding you through the use of our fun and engaging resources which are available in a range of accessible formats. It also provides information around having conversations about money and dealing with money worries.

Introduction

SEN Resource

Public

Teacher

SEND Educator Guide

Billy’s monthly earnings are used to help children understand payslips, including the deductions that might be taken from someone’s earnings and why. Children will begin to develop an understanding of tax and how this helps to provide things that we all need.

This activity is part of our range of Money Heroes resources for children with special educational needs.

These resources have been adapted to be flexible for use in a range of settings and with children of varying abilities or special educational needs. Rather than using age groups or key stages, each activity has been given a difficulty level, based on children’s financial knowledge, skills and understanding. Practitioners should choose activities based on the financial capability level of the children they are working with.

This is an **expert** level activity – this level suits children who have a good level of financial education understanding and are ready to start developing their skills and knowledge further. 


Billy's Payslip - Expert

Children will explore household budgeting through Billy and his family. They will have the opportunity to find out the important role that money plays in our every-day lives, including the things people need to spend money on and will see how people plan and manage household budgets. 

This activity is part of our range of Money Heroes resources for children with special educational needs.

These resources have been adapted to be flexible for use in a range of settings and with children of varying abilities or special educational needs. Rather than using age groups or key stages, each activity has been given a difficulty level, based on children’s financial knowledge, skills and understanding. Practitioners should choose activities based on the financial capability level of the children they are working with.

This is an **expert** level activity – this level suits children who have a good level of financial education understanding and are ready to start developing their skills and knowledge further. 


Household Budgeting - Expert

How do our spending choices affect others around the world? This activity gives children the opportunity to explore the concept of ‘fairness’ and engage with real-life dilemmas about how to spend money ethically. They will develop an understanding of some of the ways supermarkets merchandise goods and can make informed spending decisions.

This activity is part of our range of Money Heroes resources for children with special educational needs.

These resources have been adapted to be flexible for use in a range of settings and with children of varying abilities or special educational needs. Rather than using age groups or key stages, each activity has been given a difficulty level, based on children’s financial knowledge, skills and understanding. Practitioners should choose activities based on the financial capability level of the children they are working with.

This is an **advanced** level activity – this level suits children who are ready to start building on their financial education knowledge and basic understanding with more challenging thinking and development of skills.


Shopping Sense - Advanced

Bring children's learning to life as they join Ed and Bunny on an adventure to learn all about money. 

This storybook covers themes such as earning money, saving and spending. 

Our storybooks are available in a variety of accessible formats. See the related resources below for further information. 

*Ed and Bunny Earn Some Money is published by Scholastic (2021) – text and illustration © Matt Carr.*

**This BSL signed story has been produced in partnership with the Royal Association for Deaf people.**

BSL signed story: Ed & Bunny Earn Some Money

Children will learn to recognise coins and their value, through a series of short, fun activities and games. 

This activity is part of our range of Money Heroes resources for children with special educational needs.

These resources have been adapted to be flexible for use in a range of settings and with children of varying abilities or special educational needs. Rather than using age groups or key stages, each activity has been given a difficulty level, based on children’s financial knowledge, skills and understanding. Practitioners should choose activities based on the financial capability level of the children they are working with.

This is a **beginner** level activity – this level suits children who have little financial education knowledge.

Coins, coins, coins - Beginner

As more people are using cashless payment methods in society today, it is important that we teach children how things are paid for without physically exchanging money.

This activity is part of our range of Money Heroes resources for children with special educational needs.

These resources have been adapted to be flexible for use in a range of settings and with children of varying abilities or special educational needs. Rather than using age groups or key stages, each activity has been given a difficulty level, based on children’s financial knowledge, skills and understanding. Practitioners should choose activities based on the financial capability level of the children they are working with.

This is an **intermediate/advanced** level activity – this level suits children who are ready to start building on their financial education knowledge and basic understanding with more challenging thinking and development of skills.

Going Digital - Intermediate/Advanced

The theme of 'toys' is a great way to teach financial education. Children can consider the cost of buying toys and how long it would take to save up for a toy.

This activity is part of our range of Money Heroes resources for children with special educational needs.

These resources have been adapted to be flexible for use in a range of settings and with children of varying abilities or special educational needs. Rather than using age groups or key stages, each activity has been given a difficulty level, based on children’s financial knowledge, skills and understanding. Practitioners should choose activities based on the financial capability level of the children they are working with.

This is an **intermediate** level activity – this level suits children who have some financial education knowledge and are beginning to understand simple financial concepts such as spending and saving.

Toy Time - Intermediate

This is the first story from *Super Stories for Money Heroes* - Not a Fairy Good Idea.

In this collection of short stories, join the characters on their journey as they discover how money influences our everyday lives. See how they overcome money related challenges and learn important lessons about spending and saving.

This book covers themes such as managing risks and emotions associated with money and understanding the important role money plays in our lives. It is available in a variety of accessible formats. See the related resources below for further information.

*Super Stories for Money Heroes is published by Scholastic (2021) – text © E.L. Norry and illustrations by Iris Amaya © Scholastic.*

**This BSL signed story has been produced in partnership with the Royal Association for Deaf people.**

BSL signed story: Not a Fairy Good Idea

Shortlisted for the Charity Times Awards 2022

Front cover of Ed & Bunny Earn Some Money storybook with BSL signed story in text

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Front cover of Super Stories for Money Heroes storybook with BSL signed story in text

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A young boy and his teacher sat doing maths work.

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Young boy and his dad read a book together on the floor.

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Woman and boy play pretend shops with toy items 

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Young Enterprise, Young Money and HSBC logos

Finalist - The Lord Mayor's Dragon Awards - Leadership in Financial Literacy 2023

SEND Educator Guide

Introduction

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