Last updated: September 2020
What are cookies?
Cookies set by the website owner (in this case, Money Heroes) are called "first party cookies". Only the website owner can access the first party cookies it sets. Cookies set by parties other than the website owner are called "third party cookies". Third party cookies enable third party features or functionality to be provided on or through the website (e.g. like advertising, interactive content and social sharing). The parties that set these third party cookies can recognise your device both when it visits the website in question and also when it visits other websites that have partnered with them.
We use first party and third party cookies for several reasons. Some cookies are required for technical reasons that are strictly necessary for our Website to operate, and we refer to these as "essential" cookies. Other cookies also enable us to provide Website functionality, or to enhance visitors' experience on our Website by providing them with personalised content and advertising. This is described in more detail below.
Some cookies collect information about browsing behaviour when you access our Website via the same computer or device. This includes information about pages viewed, resources downloaded and your journey around a website. We may collect the IP address of the device you are using to access our Website (e.g. your phone, mobile, laptop or home computer IP address) when you visit our Website. From this we may be able to identify the approximate location of the device you are using to visit our Website and the domain that it is using to access the Internet. For more detailed information about how cookies work, please visit www.allaboutcookies.org.
The specific types of first and third party cookies served through our Website and the purposes they perform are described below:
Essential website cookies
These cookies are strictly necessary to provide you with services available through our Website and to use some of its features, such as access to secure areas.
Cookie Name: _cfduid
Description: Cookie associated with sites using CloudFlare, used to speed up page load times. According to CloudFlare it is used to override any security restrictions based on the IP address the visitor is coming from. It does not contain any user identification information.
Expiry: 30 days
Performance and functionality cookies
These cookies are used to enhance the performance and functionality of our Website but are non-essential to their use. However, without these cookies, certain functionality may become unavailable.
Cookie Name: _ga
Description: This cookie name is associated with Google Universal Analytics - which is a significant update to Google's more commonly used analytics service. This cookie is used to distinguish unique users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports.
Expiry: 2 years
Cookie Name: _gat
Description: This cookie name is associated with Google Universal Analytics, according to documentation it is used to throttle the request rate - limiting the collection of data on high traffic sites.
Expiry: 10 minutes
Cookie Name: _gid
Description: This cookie name is associated with Google Universal Analytics.
Expiry: 1 day
Cookie Name: _hjAbsoluteSessionInProgress
Description: This cookie is associated with Hotjar, a behavior analytics solution that analyses website use, providing feedback through tools such as heatmaps, session recordings, and surveys. This cookie is used to detect the first pageview session of a user. This is a True/False flag set by the cookie.
Expiry: 30 minutes
Cookie Name: _hjid
Description: This cookie is associated with Hotjar. Hotjar cookie that is set when the customer first lands on a page with the Hotjar script. It is used to persist the Hotjar User ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.
Expiry: 1 year
Cookie Name: _hjIncludedInPageviewSample
Description: This cookie is associated with Hotjar. This cookie is set to let Hotjar know whether that visitor is included in the data sampling defined by your site's pageview limit.
Expiry: 30 minutess
What about other tracking technologies, like web beacons?
Cookies are not the only way to recognise or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called "tracking pixels" or "clear gifs"). These are tiny graphics files that contain a unique identifier that enable us to recognise when someone has visited our Website or opened an e-mail that we have sent them. This allows us, for example, to monitor the traffic patterns of users from one page within our Website to another, to deliver or communicate with cookies, to understand whether you have come to our Website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of e-mail marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will often impair their functioning. How can you control cookies?
You have the right to choose whether or not to accept cookies You can exercise your cookie preferences here
You can block cookies by changing your browser settings so that cookies from this Website cannot be placed on your computer or mobile device. The “help” portion of the toolbar on most internet browsers will tell you how to change your browser cookie settings, including how to have the browser notify you when you receive a new cookie, and how to disable cookies altogether. Please note that if you choose not to accept cookies you may not have access to certain features that make your experience of our Website more efficient and some of the features on our Website may not function properly. In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit http://www.aboutads.info/choices/ or http://www.youronlinechoices.com.
How often will we update this Cookie Notice?
The date at the top of this Cookie Notice indicates when it was last updated.
Where can you get further information?